TaxTracker India - How Much Did You Give the Government?

Daily Life & Essentials

GST Applicable

Groceries (5% GST)

₹

Milk, curd, bread, cereals, edible oils

Restaurant/Food Delivery (5%)

₹

Non-AC restaurants, street food

AC Restaurant/Dining (18%)

₹

Luxury Dining/5-Star (28%)

₹

Housing & Utilities

GST + Others

Rent (GST if >₹20k/mo)

₹

18% GST on commercial rent

Electricity Bill

₹

Electricity duty varies by state (5-20%)

Water Bill

₹

LPG Cylinder (14.2kg)

Includes excise + GST

Transportation & Fuel

Excise + GST + Road Tax

Petrol Expenses

₹

~48% taxes (Excise + VAT + cess)

Diesel Expenses

₹

~38% taxes

CNG Expenses

₹

14% Central Excise + GST

Cab/Rides (Ola/Uber)

₹

5% GST

Shopping & Lifestyle

GST 5%-28%

Clothing (< ₹1000: 5%,> ₹1000: 12%)

₹

Footwear (< ₹1000: 5%,> ₹1000: 18%)

₹

Electronics & Gadgets (18%-28%)

₹

Mobiles 18%, TVs 28%

Cosmetics & Personal Care (28%)

₹

Health, Education & Services

Mixed Rates

Medicines & Healthcare (5%-12%)

₹

Essential meds 5%, others 12%

Hospital Bills (Exempt-18%)

₹

Education Fees (Exempt)

₹

Most educational services exempt

Insurance Premiums (18%)

₹

Entertainment, Vices & Luxury

Highest Tax Rates

Tobacco & Cigarettes (28% + NCCD)

₹

28% GST + 25% NCCD + cess

Alcohol (State Excise)

₹

Varies by state (60-80% effective)

Movies & Entertainment (18%-28%)

₹

Tickets 18%, food 28%

Gaming & Casinos (28%)

₹

Casinos, online gaming, horse racing

Big Purchases (Annual)

One-Time

Vehicle Purchase (GST + Road Tax + Registration)

₹

Cars: 28% GST + 1-3% cess + Road tax

Property Purchase (Stamp Duty + GST)

₹

Stamp duty 5-8% + Registration 1%

Gold/Jewelry (3% GST + Making Charges)

₹

3% GST on gold value + 5% on making

Foreign Travel (Customs Duty)

₹

Customs duty on imports + TCS

Digital & Telecom

GST 18%

Mobile/Internet Bills

₹

18% GST

Streaming Services (Netflix, etc.)

₹

18% GST

Software & Cloud Services

₹

Online Shopping (General)

₹

Varies 5%-28%

Direct Tax (Income Tax)

Optional

Annual Income (For Tax Bracket Info)

₹

TDS Deducted (Optional)

₹

Note: Income tax is direct tax paid by you, not embedded in prices. Added here for complete picture.

Total Tax Given (Monthly)

₹0

That's ₹0 per day!

Annual Projection

₹0

Effective Tax Rate 0%

Tax Breakdown

Where Your Money Goes

What You Could Buy Instead

Tax Insights & Analysis

Fuel Tax Reality

Petrol prices include ~48% in taxes (Central Excise + State VAT + Cess). For every ₹100 you spend on petrol, ₹48 goes to the government.

48%

Effective Tax Rate

Alcohol & Tobacco

Alcohol is outside GST but attracts massive State Excise (60-80%). Tobacco has 28% GST + 25% NCCD + Health Cess.

60-80%

Alcohol Tax Rate

Digital Services

All digital services including Netflix, Spotify, and cloud services attract 18% GST under the "OIDAR" category.

18%

GST on Digital

Vehicle Purchase

Cars attract 28% GST + 1-3% Compensation Cess based on engine size. Plus road tax (8-10%) and registration.

28-31%

GST + Cess

Air Travel

Economy class: 5% GST. Business class: 12% GST. Plus UDF, PSF, and other airport fees embedded in tickets.

5-12%

GST on Tickets

Real Estate

Under-construction: 5% GST (affordable) or 12% (non-affordable). Plus stamp duty (5-8%) and registration (1%).

5-12%

GST on Construction

Your Tax Journey This Year

Morning Coffee & Breakfast

5% GST on your ₹50 tea = ₹2.40 to government

Commute to Work

₹100 petrol = ₹48 in taxes (Excise + VAT)

Lunch Break

₹200 AC restaurant = ₹36 GST

Evening Entertainment

₹500 movie ticket = ₹90 GST

How Much Did You
Give the Government?